Learn about cystic fibrosis, a genetic disorder that affects the lungs, pancreas, and other organs, and how to treat and live with this chronic disease.
CF is a rare genetic disease found in about 30,000 people in the U.S. If you have CF or are considering testing for it, knowing about the role of genetics in CF can help you make informed decisions about your health care.
If you or your child has just been diagnosed with cystic fibrosis, or your doctor has recommended testing for CF, you may have many questions.
Diagnosing CF is a multistep process. A complete diagnostic evaluation should include a newborn screening, a sweat chloride test, a genetic or carrier test, and a clinical evaluation at a CF Foundation-accredited care center.
Raising a child with cystic fibrosis can bring up many questions because CF affects many aspects of your child’s life. Here you’ll find resources to help you manage your child’s daily needs and find the best possible CF care.
Living with cystic fibrosis comes with many challenges, including medical, social, and financial. By learning more about how you can manage your disease every day, you can ultimately help find a balance between your busy lifestyle and your CF care.
People with CF are living longer, healthier lives than ever before. As an adult with CF, you may reach key milestones you might not have considered. Planning for these life events requires careful thought as you make decisions that may impact your life.
People with cystic fibrosis are living longer and more fulfilling lives, thanks in part to specialized CF care and a range of treatment options.
Cystic Fibrosis Foundation-accredited care centers provide expert care and specialized disease management to people living with cystic fibrosis.
We provide funding for and accredit more than 120 care centers and 53 affiliate programs nationwide. The high quality of specialized care available throughout the care center network has led to the improved length and quality of life for people with CF.
The Cystic Fibrosis Foundation provides standard care guidelines based on the latest research, medical evidence, and consultation with experts on best practices.
As a clinician, you’re critical in helping people with CF maintain their quality of life. We’re committed to helping you partner with patients and their families by providing resources you can use to improve and continue to provide high-quality care.
As part of the Cystic Fibrosis Foundation's mission to help improve the lives of people living with cystic fibrosis, the PSDC initiative taps the CF community to inform key efforts to support the management of daily care.
Your cystic fibrosis care team includes a group of CF health care professionals who partner with you to provide specialized, comprehensive CF care.
Many people living with cystic fibrosis and their families face complicated issues related to getting the care they need. Cystic Fibrosis Foundation Compass makes sure that no one has to do it alone.
CF Foundation Compass is a service that helps people with CF and their families with navigating insurance options, connecting to legal information and experts, finding available financial resources, and tackling other life issues.
CF care team members are paramount in providing highly specialized care to people living with CF. CF Foundation Compass can help by serving as a strategic ally for care teams, so team members can focus on their patients’ care.
CF Foundation Compass can help you navigate insurance, financial, legal, and other issues you are facing. Use this online form to start your conversation with a Compass case manager today.
The Cystic Fibrosis Foundation is the world’s leader in the search for a cure for CF and supports a broad range of research initiatives to tackle the disease from all angles.
The CF Foundation offers a number of resources for learning about clinical trials and treatments that are being developed to improve the treatment of cystic fibrosis.
Our understanding of CF continues to evolve as scientists study what causes the disease and how it affects the body. These insights drive the development of new and better treatments and bring us one step closer to a cure.
Researchers, supported by the CF Foundation, have made tremendous advances to improve the health and quality of life of people with CF. We are committed to providing the tools and resources you need to continuously build upon this work.
If you are considering making a change to your health insurance coverage or enrolling in a plan, it is important to know about the open enrollment period and the questions you should consider when selecting a plan.
Open enrollment is a time each year when individuals can make changes to their health insurance coverage or enroll in a new plan. Coverage begins at a specified date after open enrollment and usually runs a full year. Whether you're covered through an
employer, the Health Insurance Marketplace, Medicare, or another
type of plan, you can use the open enrollment period to evaluate your needs and ensure your plan provides the best coverage possible.
*Those enrolled in Medicare Advantage by Dec. 31 can make changes to
another Medicare Advantage plan from January 1 through March 31.
Check with the state marketplace website to confirm deadline
During open enrollment, you should reevaluate your choices even if you are satisfied with your current plan. There are several factors to consider:
Employer-Based (Group) Plan
Plans Through the Health Insurance Marketplace
Private Plans Purchased Directly From the Insurance Company
Medicaid and Children Health Insurance Plan (CHIP)
I Do Not Have Any Insurance
If you are insured through your employer, your employer decides when you can enroll in their coverage or make changes to a current plan. Most employers hold open enrollment in the fall, and coverage is often from Jan. 1 through Dec. 31. However, your
employer may have different open enrollment and coverage periods. Your human resources department or a third-party plan administrator can provide you with detailed information.
Your employer or plan administrator should provide the following information during open enrollment:
If you have a plan through the Health Insurance Marketplace (also sometimes called the Health Insurance Exchange), you can typically make changes or enroll in a new plan between Nov. 1 and Dec. 15 for plans starting on Jan. 1. Healthcare.gov maintains a list of states with their own exchanges. Visit your state’s exchange (if applicable) to check your state’s open enrollment dates.
You may have heard that your current plan will no longer be available in the next plan year. If your current plan is no longer available and you do not select a new one, the system will automatically enroll you and/or your family on a new plan that is
about the same price. This auto-enrolled plan will not be verified to see if it will meet your CF needs, such as coverage for your CF care center or medication, and the open enrollment period will, most likely, already be over when the new plan becomes
effective on Jan. 1.
Even if your plan is still available, it is helpful to see if any new plan options or insurance companies offer plans next year in your area. You should also assess whether any changes to your income or household size affect your eligibility for Marketplace
Insurance companies in your area may offer plans outside of the Health Insurance Marketplace. These plans also follow the same open enrollment dates from Nov. 1 to Dec. 15. If you are ineligible for Marketplace subsidies,
or there is no plan offered in the Marketplace that works for you, plans offered directly from a health insurance company may meet your needs. Healthcare.gov offers a plan search tool for browsing private
plan options in your area. If you had a private plan in the previous year, you will be automatically renewed for the following plan year if you do not make any changes.
If you are on a Medicare plan, it is important to review availability of any new plan options or insurance companies during open enrollment. During that review, check to
see if your plan is changing the terms for extra benefits included such as dental, vision, wellness benefit, or home improvement. During this period, it is helpful to assess whether your income, resources, or household size have changed, which may
affect your eligibility for Medicare
Extra Help or the Medicare
Savings Program. If you are eligible for Medicare Extra Help or have Medicare
and Medicaid at the same time, you will be able to make changes once per quarter from January to September, and your changes will be go into effect on the first of the following month. People with CF can make changes anytime in the fourth quarter
during the annual open enrollment period.
There is no annual open enrollment period for Medicaid and Children’s Health Insurance Program (CHIP). You can apply for coverage at any time of the year. If you are currently
on a managed care Medicaid plan, there may be a limited period that you can make changes or switch to a different managed care Medicaid plan.
If you did not have insurance for more than 60 days, the annual open enrollment may be the only time you can purchase a new plan, which will not be effective until Jan. 1 of the following year. You may be eligible for public insurance options, such as
Medicare or Medicaid.
Navigating CF is a new, interactive series that helps people with cystic fibrosis, their families, and care teams navigate complex situations related to life with CF. Compass case managers share their knowledge and expertise in a short series of guided,
interactive videos intended to help users better understand insurance, financial, legal, and other topics related to life with CF. Start the series today.
Selecting a plan that fits your unique needs and budget can be a time-consuming and complicated process. The CF community has a resource that can make it easier: CF Foundation
Compass is a personalized service to help with insurance, financial, legal, and other issues you are facing. Last year, Compass case managers helped hundreds of people with CF and their families find health insurance plans that addressed
their highly specialized health care needs.
Compass has a plan comparison chart to help
you when you are comparing insurance plans during open enrollment. This chart is also used by Compass case managers during personalized, one-on-one sessions. Note that you do not need to fill out this form before speaking to a Compass case manager.
A dedicated case manager is ready to work with you individually to understand your insurance options and find the coverage that's best for you. Connect with Compass today by phone at 844-COMPASS (844-266-7277), Monday through Thursday, 9 a.m. until 7 p.m. ET and Friday, 9 a.m. until 3 p.m. ET, or by email at firstname.lastname@example.org.
Share this Page
Follow Us On
Insurance, financial, legal, and other issues. A dedicated, knowledgeable CF Foundation Compass case manager is ready to work with you one-on-one.
Cystic Fibrosis Foundation
4550 Montgomery Ave.
Suite 1100 N
Bethesda, MD 20814
800-344-4823 (toll free)
Sign up for our emails